Delight Driven Electives 9-12: Personal Finance

In Personal Finance, students will learn basic money management.  Writing checks and balancing a checkbook are basic but crucial money management skills that everyone needs to know.  Homeschool students will be introduced to the concept of cash versus credit, and will be shown effective ways to manage both.  Personal Finance will teach homeschoolers about spending and saving strategies to ensure a positive financial outlook.  Homeschool students will also learn how to create and follow a budget.  This course explores the role of the Christian regarding money management, and teaches how to be a good steward of the assets with which we have been entrusted.

Course Outline:

 1: United States Currency

 2: Banks

 3: Handling, Spending and Saving Money

 4: Managing Money

 5: Savings

 6: Savings

 7: Cautions

 8: Interest

 9: Financial Fitness

10: Investing

11: Investors' Rights and Microcap Stocks

12: Certificates of Deposit and Bonds

13: Savings Bonds and 401(K)

14: Annuities

15: Trusts and Family Funds

16: Insurance Your Money

17: Insurance and Protection from Fraud

18: Credit Cards

19: Credit

20: Credit cont.

21: Credit and Debit Cards

22: Buying a New Car

23: Negotiating Tips

24: Closing the Deal

25: More Options

26: Service Contracts

27: Auto Insurance Companies

28: Leasing Continued

29: Home Ownership

30: Buying a Duplex or Condominium

31: Online Baniking

32: More Electronic Options

33: Protecting Your Identity

34: College Bound

35: Taxes

36: Audits and Bankruptcy